Sometimes people think they have good credit but when they apply for a loan they are surprised to learn that there are some problems. The best way to find out where you stand is to get a copy of your credit report. The report is a record of how you have paid your card debt and other loans. The report shows how much debt you have, if you have made payments on time or if you have not paid back some loans at all. The reports do not show information about your race, religion, medical history, personal lifestyle, political preferances, criminal record or anything else unrelated to credit. They are compiled by national credit reporting agencies. The typical credit report includes four types of information.
The best way to know what your credit report shows is to order one and review it carefully. It’s a good idea to order your credit report once a year to make sure there’s no error on it. You can order your report from any of the major credit reporting agencies listed below. You may have to pay a small fee (about $8).
© 2017 Houston Association of Realtors All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Real estate listings held by brokerage firms other than Results Realty are marked with the BR logo and detailed information about them includes the name of the listing brokers. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. Information last updated on 2017-05-25.
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